Card image

To be a trusted brand for one-stop online payment technology and solutions

To be the preferred choice for fast, reliable and secure third-party credit card processing

PCI DSS Level 1 Certification

We are in possession of a PCI DSS Level 1 Security Certificate.

Level 1 binds companies, which process more than 6 million transactions per year,to adhere strictly to security requirements.

Within the scope of this certificate we cover areas including:

3-D Secure

Payments made through iPayBill are monitored by our Anti-fraud system, which contains multiple checks for fraud detection.

The iPayBill Anti-fraud system is upgraded on a regular basis. The diverse activities and market locations of our clients means we are able to test the system in a variety of circumstances and enhance its capabilities, especially in markets where fraud rates are high.

Designed to provide an additional later of security online for credit and debit cards,the 3D Secure protocol provides bifactor (two-stage) user authentication.

It works by duplicating a request for confirmation of card usage; the issuing bank sends a password request via an SMS message to the phone number associated with a particular card.

PCI DSS Level 1 Certification
High risk pre-Check
Real time alerts and monitoring
Risk Evaluation System
Pre-check Payment Processing history and processing time of URL provided by merchant.

Big data analysis, black and white list database, consumer behavior analysis, transaction risk identification, and abnormal transaction reminders.


We'll provide 24/7 service for monitoring all the transactions all the time to detect and eliminate fraudulent transactions and perform ongoing risk analysis.

We are dedicated to manage risk and preventing fraud with cutting-edge technology for our client.
Prevent chargebacks
Regulatory compliance
Prior Risk Control
  • Train merchants regularly to let them know how to deal with counterfeit and chargeback orders.
  • High-risk transactions will be refunded in time to avoid losing both money and goods.
Regulatory compliance
  • As the holder of relevant qualifications and licenses, iPayBill is a legally regulated institution that meets the requirements of laws and regulations and relevant regulations of card organizations.
  • The iPayBill risk control team strictly complies with international anti-money laundering and anti-terrorist financing laws and regulations.
Follow Up
  • The chargeback specialist will follow up in time, and don′t worry about receiving chargeback.
  • Tips for making adjustments and appeals to avoid missing appeal opportunities.
  • Follow up the status of the appeal in time, and feedback the result of the appeal as soon as possible.
Regulatory compliance
  • The company has established strict internal control and internal audit mechanisms to strictly control the process and prevent operational risks.
  • The company has an anti-corruption and anti-fraud mechanism, which can assess, audit and manage the risks of third-party service providers while controlling internal risks to ensure compliance in all aspects.

Partners

Products