iPayBill Logo
Technology-driven Payment Infrastructure

Next-Gen Compliance
& Risk Engine

Protecting your revenue with a proprietary AI-driven fraud prevention system. Millisecond response times, 500+ risk dimensions, and seamless integration with Verifi and Ethoca.

PCI-DSS Level 1GDPR Ready3D Secure 2.099.99% Uptime
iPayBill RISK DASHBOARD
SYSTEM ONLINE
Live Scans / Sec
2,491
Threats Blocked
184
AI Deep Learning Stream
192.168.*.*USR:12ALLOW
45.22.*.*RUR:89BLOCK
10.0.*.*GBR:453DS

Payment System Architecture

Built on a highly available, distributed microservices architecture designed to process 10,000+ TPS.

API Gateway

Load Balancing & SSL Termination

Core Payment & Risk Engine

Rule Evaluation & ML Inference

Bank Routing

Acquiring Networks (Visa/MC)

Stop Chargebacks Before They Happen

By directly integrating with Verifi (a Visa solution) and Ethoca (a Mastercard company), we provide early warning dispute alerts. You can refund the transaction immediately, avoiding costly chargeback fees and protecting your merchant account ratio.

  • Dispute Resolution within 24 hours
  • Automated refund logic
  • Global coverage for major card brands
VERIFIA Visa Solution
ETHOCAA Mastercard Company

Uncompromising Security

Your data and your customers' data are protected by the highest industry standards.

PCI-DSS Level 1

Highest level of cardholder data protection and compliance.

GDPR Compliant

Strict adherence to European data privacy regulations.

Local Licenses

Regulated by central banks and financial authorities globally.

Data Encryption

End-to-end AES-256 encryption and tokenization.

Secure your payments today

Connect with our experts today and discover how our advanced payment and risk management solutions can boost your conversion rates and secure your revenue.

Talk to a Risk Expert